Finance your purchase with Affirm

Enjoy flexible payment options with no hidden fees. Choose from 6, 12, or 18-month plans. Simply select Affirm at checkout. For interest rates above 0% APR you will pay interest each month, so buying with Affirm can be more expensive than cash. For example, an $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Assuming a $2400 purchase with 6-month repayment and 10% APR, the monthly payment would be $411.75. Interest is not compounding, so the interest paid is not based on the remaining loan balance.

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How it works

• Add your items to the cart and choose "Affirm Monthly Payments" at checkout.

• Enter your billing and shipping details, then complete the quick application on Affirm’s website for a real-time credit decision.

• Pick a payment plan that fits your budget, confirm your order, and you’re done—no surprises, no hidden fees. 

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Eligibility

Must be a resident of the U.S. (including U.S. territories) Be at least 18 years old (19 if you’re a ward of the state in Nebraska) Have a Social Security number Own a phone number that receives SMS and is registered to the United States or U.S. territories

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If you selected a payment plan with monthly installments, your first monthly payment is usually due one month after your purchase is processed. If you were required to pay a down payment, that is due at the time of the transaction. Each following payment will be due one month later, on the same day of the month. Your loan may show as processing until the merchant is ready to ship your item. To learn how to view your payment schedule, see here. 

 

If you selected a payment plan with biweekly installments, your first payment may be due at the time of purchase.  Remaining installments will be due every two weeks.  If you are not required to make a payment at the time of purchase, your first installment will be due 2 weeks after your purchase is processed and every two weeks after that until complete.

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When you apply for a payment plan through Affirm, many factors are considered. These may include, but are not limited to, your credit score and credit utilization, payment history with Affirm, the age of your Affirm account, current outstanding loans, income and debt obligations, or recent bankruptcies. If your application can’t be approved, we’ll send you an email explaining more about our decision.

Approval is not guaranteed for every application. Some applications may be approved at certain stores but not others, or you may already have a loan(s) through Affirm but not be approved for another right now. If your application was declined, you may still be eligible to use Affirm for a different purchase. Each loan application is considered separately, and checking your eligibility doesn’t harm your credit score, so you’re welcome to try again in the future.

 

Note: Affirm may offer the option for customers to pay in 2 installments with the first being due 15 days after the purchase is processed or a single payment due 30 days from the time your purchase is processed (a down payment may be required at the time of purchase). Always consult the confirmation you received and your Affirm account for the most accurate information.

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Rates from 0%-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.